XRUPI Terms and Conditions

Terms of Use

These terms govern the use of XRUPI as a student journey and financial-planning workspace. By creating an account or using the service, you agree to use the platform lawfully, provide accurate information, and avoid misuse of the service.

1. Service scope

XRUPI helps students organize study-abroad planning, compare financial pathways, and manage related tasks. XRUPI is not a bank, legal advisor, immigration lawyer, or lender unless explicitly stated in a separate written agreement.

2. Account responsibility

You are responsible for maintaining control of your account credentials, reviewing information stored in your account, and notifying XRUPI if you believe your account or personal information has been accessed improperly.

3. Accuracy of student information

You agree that the information you enter about your school, program, deadlines, identity, or funding needs is accurate to the best of your knowledge. Inaccurate information may affect estimates, comparisons, recommendations, or support provided through the service.

4. Referral and partner information

XRUPI may present third-party products, referral opportunities, or partner services. Availability, pricing, approvals, and final terms are controlled by those third parties. XRUPI does not guarantee approval, rates, or outcomes.

5. Personal information and consent

By using XRUPI, you consent to the collection and use of personal data needed to operate your workspace, support student planning, communicate updates, and connect you to relevant services where consent has been provided. Please also review the Privacy Policy.

6. Acceptable use

You may not misuse the platform, attempt to access unauthorized accounts or data, interfere with service operations, upload harmful content, impersonate another person, or use the platform for unlawful or fraudulent activity.

7. Data retention and deletion

XRUPI may retain student workspace information for operational, legal, compliance, fraud-prevention, or dispute-resolution purposes. Deletion requests will be handled according to applicable law, contractual obligations, and reasonable security retention practices.

8. Limitation of liability

XRUPI provides planning tools, information organization, and workflow support. The platform is offered on an as-available basis. To the maximum extent permitted by law, XRUPI is not liable for indirect, incidental, or consequential losses arising from delays, partner actions, data entry errors, service interruptions, or third-party decisions.